How long until I see quotes?

You’ll usually see your first OTD matrix within 24 hours. Most clients finish in 3–5 days.

Can I finance through you?

We are not a lender. We help you get a credit-union pre-approval and let dealers try to beat it in writing.

What if I already have a pre-approval?

Great. We use it to anchor negotiations. Dealers can try to beat it in writing—if not, you keep the CU rate.

Save $2–$5k on your next car.

Q: What does “written OTD” mean?

OTD is the all-in total—price, doc/admin, add-ons, taxes, title/registration. We compare that number only.

Q: Do you help first-time buyers?

Yes. Our system protects first-timers from add-ons and payment traps.

Q: Do you handle trade-ins?

Yes. We obtain third-party offers and require dealers to match or beat them, in writing.

We compare real VINs, get written OTD quotes, remove/deduct add-ons, and beat the dealer’s rate in writing.

Free 15-min consult Start with a deposit Book 30-min strategy call

Not a dealership. Independent concierge & consulting service.

What you get

3–5 written OTD quotes on real VINs
Add-ons removed/deducted (VIN etch, nitrogen, paint, trackers)
Credit-union pre-approval + dealer rate-beat in writing
Delivery-day paperwork audit (no surprises)

How it Works

1) Intake

Brief, budget, timeline, and payment type. You get our Buyer Guide + OTD Checklist.

2) OTD Sprint

We find real VINs, request line-item OTD quotes, and remove/deduct add-ons.

3) Deal

Dealer beats your pre-approval in writing or you use the CU rate. We verify paperwork; you drive off.

Recent Wins

$2,340 saved by removing add-ons and beating APR in writing
$3,120 saved using month-end leverage and OTD comparison
$1,980 saved via trade-in match and clean contract

With permission, we publish anonymized buyer’s orders as proof.

“I already have a pre-approval.”

We anchor negotiations to it and ask dealers to beat it in writing. If they can’t, you keep the CU rate.

“I don’t want to visit 5 dealers.”

We collect written OTD quotes on real VINs and send you a clean comparison matrix.

“What about my trade-in?”

We obtain third-party offers and require dealers to match or beat them in writing.

Free OTD Checklist (PDF)

Avoid $1–$2k in junk add-ons. Grab the checklist and we’ll message you the top tips.

FAQ

Are you a dealership?

No. We’re an independent concierge/consulting service. We do not sell or finance vehicles.

What does “written OTD” mean?

It’s the total—price, doc/admin, add-ons, taxes, title/registration. We compare that number only.

Do you help first-time buyers?

We specialize in protecting first-timers from add-ons and payment traps.

How long until I receive quotes?

Typically 24 hours for the first OTD matrix; most clients finish in 3–5 days.

Do you handle trade-ins?

Yes. We source third-party offers and require dealers to match or beat them in writing.

Can I finance?

We help you get a CU pre-approval and let dealers try to beat it in writing.

What areas do you serve?

We serve buyers across the U.S., remotely.

What’s the guarantee?

If we don’t improve your total cost or terms vs your best written quote, we refund the fee.